ANZ datang lagi dengan program cashback nya. Mengingat bahwa anda pasti malas membaca satu persatu, maka saya infokan poin paling penting, yaitu poin nomor 7b yang sebelum-sebelumnya belum ada. Apabila ada crediting transaction, maka akan mengurangi jumlah transaksi retail anda. Berhati-hatilah, karena program ini tidak mirip dengan yang sebelumnya. Apa efeknya? Katakan anda sudah belanja 20.100.000, ketika ada transaksi credit 500.000 (misalkan cashback dari bulan sebelumnya), maka belanja anda akan diakui hanya 19.600.000. Memang tidak fair menurut saya. Jadi saran saya, silahkan login ke internet banking dan pastikan tidak ada transaksi-transaksi yang dapat mengganggu kelancaran mendapatkan cashback online di program ini.
Berikut T&C yang saya copy paste dari pdf resmi ANZ
- "Cash Back up to 20% for online transactions worldwide” (“Program”) is a program issued by PT. Bank ANZ Indonesia ("ANZ").
- All types of ANZ Credit Cards ("ANZ Credit Card") are eligible for this program except iPay, iTravel Card and Corporate Card.
- In order to get the cash back in online transaction, cardholder have to spend at other category with requirement as below
- Online transactions are all transactions that made via online channel that accept credit card payment.
- Retail transactions are all transactions that made by primary card and supplementary card.
- Retail transaction excluding Cash advance, Cash transfer, Bill payment, ANZ Installment / ANZ teleshopping, Annual fee, Late charges, and others fee.
- a. Total retail spending per month will exclude recuring installments; however it will include initial retail transactions before it is being converted to installment.
b. If there is a crediting transaction in current month program, that transaction will reduce the total retail transaction in that month. - Program period starts from 15 April 2015 until 31 July 2015.
Schedule & Cash Back claim period will be as per table below :
- ANZ will only credit the Cash Back to entitled primary Credit Card holders that have met minimum accumulation on retail spending ( stated on point no 3 ) and provided they have followed the cash back claim period as stated in the above schedule ( on point no 8 ) and send claim SMS to 99333 with the following format :
ANZ<space> CASHBACK#<date of birth ddmmyy> #<last 4 digit of the card>
Example : ANZ CASHBACK#250281#1234
Cardholders will receive SMS confirmation whether claim has been successful.
- Each SMS sent by ANZ cardholders to claim the Cash Back, will cost IDR 550 (including taxes) which will be automatically deducted from cardholders phone credit balance.
- ANZ Credit Cards must remains active, not closed or permanent blocked in order to receive the Cash Back.
- Decision made by ANZ is final and uncontestable.
PT Bank ANZ Indonesia is a bank registered and supervised by Financial Services Authority.
PT Bank ANZ Indonesia (ANZ) is a subsidiary of Australia and New Zealand Banking Group Limited (ANZBGL). ANZBGL is incorporated in
Australia and is an authorised deposit taking institution (Bank) under Australian law.
ANZ is incorporated and licensed in Indonesia with limited liability, and is not a Bank under Australian law. Deposits or liabilities with ANZ
are not deposits or other liabilities of ANZBGL or its related group companies, and none of them stand behind or guarantee ANZ.
This agreement has aligned with regulatory stipulation including Financial Services Authority regulation.
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